Girl with puppy in yard
Beautiful family home
Father holding baby
Craftsman home exterior

Lower rates unlock

easier payments

How It Works

Four simple steps to your new home

We have designed our process to reduce stress and keep you informed at every stage.

01

Tell us your goals

Share where you are in your home journey. First-time buyer? Refinancing? We start by listening.

02

Get a personalized plan

Your agent reviews your situation and presents clear, honest options tailored to your needs.

03

We handle the details

From paperwork to lender coordination, we manage the process so you can focus on what matters.

04

Move into your home

With financing secured, you can step through the door of your new home with confidence.

Our Services

Financing options that work for you

Every borrower is different. We offer a range of solutions to meet you where you are.

Purchase Loans

Whether it is your first home or your fifth, we will find the right mortgage to fit your life.

Refinancing

Lower your rate, shorten your term, or tap into equity. We will walk you through every option.

FHA & VA Loans

Government-backed programs with flexible qualifications and lower down payments.

Investment Properties

Growing your portfolio? Get competitive financing for rental and investment properties.

Down Payment Assistance

We help you discover grants and programs that can make homeownership more accessible.

Free Consultation

Not sure where to start? Book a free call. No pressure, no obligations, just helpful answers.

Calculate the possibilities

Use our calculator tools to estimate payments, see costs clearly, and make smarter moves.

Explore all calculators

$77,550

Amount owed

$135,708

$76336%

$2,047

$1,941Principal & Interest
$98Taxes
$50Insurance

Testimonials

Real stories from real homeowners

Our borrowers become our neighbors. Here is what they have to say.

"We were so nervous about the mortgage process, but our agent made everything feel manageable. They answered every question with patience and found us a rate we didn't think was possible."

Maria & James

First-Time Homebuyers

"I had been putting off refinancing for years. The team at National Home Mortgage walked me through my options, handled all the paperwork, and saved me hundreds a month. Truly grateful."

David Chen

Refinancing Client

"The insight and knowledge here is unmatched. They helped me understand the real numbers behind my investment and secured financing faster than I expected."

Sarah Okonkwo

Investment Property Buyer

FAQ

Questions? We Have Answers.

No question is too small. Here are answers to some of the most common things we hear.

Get in Touch

Ready to take the next step?

Fill out the form below and one of our friendly loan advisors will connect with you.